EBIA Weekly Archives - 401(k) - Questions
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Results (61 articles found)
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- Can you explain how the survivor benefit provisions in the Heroes Act apply to our 401(k) plan?
- From the March 26, 2009 EBIA Weekly
- QUESTION: I understand that the Heroes Act added survivor benefits for certain veterans. Could you explain how these provisions would apply to our 401(k) plan participants who are called to active duty? ANSWER: There are two survivor benefit provisions ...
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- How do we decide what plan number to assign to a new plan?
- From the January 22, 2009 EBIA Weekly
- QUESTION: Our company is planning to establish a new health plan. How do we determine what plan number to assign to our new plan? ANSWER: The plan number is a three-digit number that the plan sponsor assigns to a ...
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- When our reservist-employees are called to active duty, can they request distributions from our 401(k) plan?
- From the November 13, 2008 EBIA Weekly
- QUESTION: We understand that there are special rules permitting reservists to request distributions from their 401(k) plans when they are called to active duty. Can you explain these rules and tell us whether our 401(k) plan is required ...
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- How should we determine if the rate of interest that our 401(k) plan charges on participant loans is reasonable?
- From the September 18, 2008 EBIA Weekly
- QUESTION: We are adding a participant loan program to our 401(k) plan. One issue that has come up is whether the interest rate that the plan charges on participant loans will satisfy the Department of Labor’s definition ...
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- Can we exclude all part-time employees from our 401(k) plan?
- From the August 28, 2008 EBIA Weekly
- QUESTION: Our 401(k) plan requires completion of 1,000 hours of service in a 12-month period before an employee is eligible to participate in the plan. We find that we are hiring more part-time employees and would ...
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- How does the new automatic enrollment safe harbor that allows plans to avoid ADP and ACP testing differ from the safe harbor that we currently are using?
- From the July 10, 2008 EBIA Weekly
- QUESTION: For several years, our company’s 401(k) plan has used the Code Section 401(k)(12) safe harbor to avoid performing the ADP and ACP nondiscrimination tests. We understand that there is a new safe harbor that ...
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- What is the deadline for our small plan to deposit employees' deferrals into the plan's trust?
- From the May 15, 2008 EBIA Weekly
- QUESTION: Our company’s 401(k) plan covers only 75 employees. We deposit our employees’ deferral amounts into the plan’s trust within a two-week period from the date that employees are paid. We understand there ...
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- Who must monitor the annual elective deferral limit when an employee transfers among plans within our company?
- From the March 27, 2008 EBIA Weekly
- QUESTION: Our company has three 401(k) plans that are tailored to each of our different businesses. Some employees transfer among these businesses, and they end up participating in more than one plan in the same taxable year. Whose responsibility ...
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- How do we handle plan loan repayments when an employee is on a leave of absence?
- From the January 24, 2008 EBIA Weekly
- QUESTION: Our company sponsors a 401(k) plan with a participant loan program. We are reviewing our loan policy to address loan repayments of employees who take leaves of absence. How do leaves of absence affect the loan repayment rules? ...
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- When and to whom must we provide 401(k) plan SPDs?
- From the December 20, 2007 EBIA Weekly
- QUESTION: We are updating the SPD distribution procedures for our 401(k) plan and want to be sure that they meet ERISA’s requirements. When and to whom must we provide 401(k) plan SPDs? ANSWER: The plan administrator ...
