EBIA Weekly Archives - 401(k) - Court Cases

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Results (326 articles found)


  1. Trial Court Permits Limited Discovery Regarding Insurer's Alleged Conflict of Interest
    From the August 21, 2008 EBIA Weekly
    In its recent decision in the Glenn case, the U.S. Supreme Court held that an insurer’s dual role in deciding and paying claims for benefits creates a conflict of interest that a court should consider when determining ...
    [Paul v. Hartford Life & Accident Ins. Co., 2008 WL 2945607 (D. Colo. 2008)]
  2. What a Difference a Word Makes: Plan Without "Discretion" Language Loses Appeal in Benefits Case
    From the July 15, 2008 EBIA Weekly
    Two recent federal appeals court cases demonstrate that having the right language in the plan document often determines whether the plan wins or loses a benefits-denial case. In each case, the plan administrator denied a claim for disability benefits, ...
    [Woods v. Prudential Ins. Co., 528 F.3d 320 (4th Cir. 2008) and Gutta v. Standard Select Trust Ins. Plans, 2008 WL 2521662 (7th Cir. 2008)]
  3. Failure to Meet Technical Requirements and to Timely Submit Divorce Decree Prevent Recognition as QDRO
    From the July 15, 2008 EBIA Weekly
    This case involved a divorce decree that was not submitted to the plan administrator until after the participant’s death, which occurred more than two years after the divorce. The plan administrator found that the decree could not be ...
    [R.A.F. v. Southern Co. Pension Plan, 2008 WL 2397391 (M.D. Ala. 2008)]
  4. Supreme Court: Insurer's Conflict in Evaluating and Paying Claims Is a Factor That Reviewing Court Must Consider
    From the June 19, 2008 EBIA Weekly
    The U.S. Supreme Court has held that an insurer’s dual role in deciding and paying claims for benefits creates a conflict of interest that a court should consider when determining whether the insurer abused its discretion by ...
    [Metro. Life Ins. Co. v. Glenn, No. 06-923 (U.S. 2008)]
  5. Plan Language Required Dismissal of Fiduciary Breach Claim Based on Alleged Misclassification of Employees as Exempt
    From the June 12, 2008 EBIA Weekly
    The employees in this case alleged that their employer, a provider of group health plans, misclassified them as exempt employees when they should have been classified as non-exempt employees entitled to overtime pay under the state and federal fair ...
    [Maranda v. Group Health Plan, Inc., 2008 WL 2139584 (D. Minn. 2008)]
  6. Beneficiary Designation Form Not Valid When Participant Did Not Sign and Date It
    From the June 12, 2008 EBIA Weekly
    In this dispute over an incomplete beneficiary designation form, the trial court upheld the plan administrator’s determination that the unsigned and undated form was not valid. When the participant in this case died, he had two beneficiary designation ...
    [Dunn v. Cox, 2008 U.S. Dist. LEXIS 44895 (M.D. Fla. 2008)]
  7. Plan's One-Year Time Limit for Filing Benefit Lawsuits Is Unenforceable Unless Disclosed in Denial Notice
    From the June 12, 2008 EBIA Weekly
    The trial court in this case refused to enforce an ERISA plan’s one-year time limit for filing benefit lawsuits against a participant who was not notified of the limit in her benefit denial notice. (The participant had ...
    [Solien v. Raytheon Long Term Disability Plan #590, 2008 WL 2323915 (D. Ariz. 2008)]
  8. Court Suspends Deadline for Filing Lawsuit While Participant Exhausted Plan's Administrative Appeals
    From the May 22, 2008 EBIA Weekly
    After her LTD benefits were terminated, the participant in this case filed an administrative appeal. Two years after the appeal was denied—and more than three years after the termination of her benefits—the participant sued the plan. ...
    [Pettaway v. Teachers Ins. & Annuity Ass'n of Am., 2008 WL 1757730 (D.D.C. 2008)]
  9. Court Adopts Prudence Presumption in Stock Drop Case: No Fiduciary Breach for Failure to Divest Employer Stock
    From the May 22, 2008 EBIA Weekly
    This case was brought by participants in a 401(k) plan after the employer disclosed that it had engaged in sham transactions and the price of its stock dropped about 40 percent in one week. The participants claimed that the ...
    [Kirschbaum v. Reliant Energy, Inc., 2008 WL 1838324 (5th Cir. 2008)]
  10. Prison Sentences Upheld for Unpaid Plan Contributions Under ERISA Theft Statute
    From the May 08, 2008 EBIA Weekly
    Over a two-year period, the corporate executives in this case (a CEO and CFO) failed to make required contributions to the company’s retirement plans and failed to use employee health plan contributions to pay benefits under that ...
    [U.S. v. Jackson, 2008 WL 1903485 (4th Cir. 2008)]

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