HRAs and HSAs for Rookies

Basic Training in Consumer-Driven Health Care

Available immediately

As a crucial design feature in consumer-driven health care programs, health reimbursement arrangements (HRAs) and health savings accounts (HSAs) have become increasingly common in the workplace. Basic training on HRAs and HSAs is important not only for those new to the rules but also for experienced HR personnel making a switch to the area. Whether your company sponsors employee benefits, supplies administrative services, or provides compliance advice, this 90-minute web seminar introduces the basics and help your rookies understand the rules.

Originally presented on October 16, 2008.

Seminar Level


Beginner Difficulty

Topics Covered

Here’s some of what was covered:

  • What are HRAs and HSAs, and how do they work as consumer-driven health care vehicles? What are the differences and similarities?
  • What design choices are available? Is high-deductible health insurance required for HRAs and HSAs? If so, what limitations apply? Can employers offer both HRAs and HSAs?
  • Who can participate in HRAs and HSAs? How are they set up and funded? Are there required contributions, and are they forfeitable? Can HRAs and HSAs be offered through a cafeteria plan?
  • How do HRAs and HSAs fit with other employer-provided benefits, including health flexible spending arrangements (health FSAs)?
  • What other legal compliance rules might apply under ERISA, COBRA, HIPAA, or other laws?

Details

Speakers: John L. Barlament and Melanie N. Aska. Mr. Barlament is an attorney, and a partner with Michael Best & Friedrich LLP in Milwaukee. He is a Contributing Author of EBIA’s Consumer-Driven Health Care and HIPAA Portability, Privacy & Security manuals. Ms. Aska is an attorney and Senior Editor at EBIA. She is the Editor and a Contributing Author of EBIA’s Consumer-Driven Health Care manual.

Handouts: A handout of the seminar slides and other information is provided through download.


Viewing Details

Accessing the recorded web seminar: After you purchase a recorded web seminar, you will receive an email with access information. You and your co-workers may then view the recording as many times as you wish for 60 days. An internet connection is required to view the recording; it can be stopped and started as needed and has a table of contents for easy navigation.

Recordings are accurate as of the date presented: Our recordings are accurate as of the presentation date of the live seminar. We supplement handout materials with articles from the EBIA Weekly covering significant later developments. You must check the table of contents at your access link for updates before viewing a recorded seminar.

Please respect our copyright: Do not record the web seminar, share the access link, or duplicate materials. For details on our copyright policy, please visit our Copyright page.


System Requirements for Recorded Web Seminars

EBIA uses WebEx technology for the seminar. You may wish to view system requirements, test your system and download any necessary WebEx software here:

http://www.webex.com/lp/jointest/

If you are not able to complete the WebEx installation, please contact WebEx technical support at (866) 863-3904.